Banking fragmentation and consolidation: are prospects improving for a single banking market?

This session will discuss the EU regulatory and supervisory priorities to overcome the fragmentation of the EU banking sector and progress towards a single banking market. Speakers will be invited to assess the measures needed to address the root causes of ring-fencing practices within banking groups and the regulatory priorities to ensure that the internal … Continued

The session is dedicated to clarifying whether and for what reasons, the framework would need to be updated in order to better reflect in prudential rules the new macroeconomic environment, notably the protracted low-yield environment. The session will on the other hand try to identify areas where excessive layers of conservatism notably regarding long-term liabilities … Continued

This session will first discuss the development of information and communications technology (ICT) risks in the financial sector and the main areas of improvement of ICT risk management. The panel will also assess whether the DORA legislative proposal is fit-for-purpose for tackling ICT risks and the risks arising from the management of ICT third-party service … Continued

The session is dedicated to outlining the concrete challenges faced by domestic or international financial institutions resulting from ESG reporting frameworks not converging, and those posed by the acute issue related to the double materiality.   In addition, considering the specific timetables and achievements of the many ESG reporting initiatives existing globally, which are aimed at … Continued

The session aims at clarifying the challenges posed by such an unprecedented type of risk and identifying subsequently the strengths and weaknesses of the tools and approaches proposed by policy makers in the EU banking sector.  Finally, the session will try to outline the factors and policy priorities favouring not only an effective climate and … Continued

This session will discuss how the EU regulatory and supervisory approaches, on the one hand, should address the evolution of non-performing loans (NPLs) and the possible weakening of corporate counterparts following the upcoming gradual withdrawal of government measures and, on the other hand, the need for bank finance during the recovery (in particular for those … Continued

The session aims at clarifying the challenges posed by such an unprecedented type of risk and identifying subsequently the strengths and weaknesses of the tools and approaches proposed by policy makers in the EU insurance sector.   Finally, the session will try to outline the factors and policy priorities favouring not only an effective climate and … Continued

The session will focus on clarifying the issues at stake and the respective success factors, depending on the different types of cross border payment transactions (i.e., C2C, B2C, B2B, …). In particular, the session will aim at discussing what would be the best options to significantly improve the situation of each type of cross border … Continued

The session is intended to clarify and prioritise the main challenges to be addressed by EU level retail payment infrastructures and schemes, and finally, discuss the adaptation-approaches, which maximise competition, innovation, and cooperation in the EU, and will enable EU public and private stakeholders to successfully contribute to the EU retail payment strategy. In particular, … Continued

This session will discuss how the use of new technologies is progressing in securities market activities, their impacts on the provision of financial services in the securities markets and whether EU digital policies, notably those proposed in the EU Digital Finance Package, set out the main actions needed for accelerating the digitalisation of these activities, … Continued