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Banking fragmentation and consolidation: are prospects improving for a single banking market?

Day 2 Afternoon

Thursday 09 September

Room :

Plenary Room 1


José Manuel Campa
Chairperson - European Banking Authority (EBA)
Public Authorities
Ashok Bhatia
Director, Offices in Europe - International Monetary Fund (IMF)
Edouard Fernandez-Bollo
Member of the Supervisory Board, Single Supervisory Mechanism - European Central Bank (ECB)
Luis Garicano
MEP, ECON Committee - Committee on Economic and Monetary Affairs, European Parliament
Luigi Federico Signorini
Senior Deputy Governor and Member of the Governing Board - Banca d'Italia
Industry Representatives
Christian A. Edelmann
Co-Head of EMEA Financial Services - Oliver Wyman
Pier Carlo Padoan
Chairman of the Board of Directors - UniCredit S.p.A. (HQ)
Fernando Vicario
Chief Executive Officer - Bank of America Europe

This session will discuss the EU regulatory and supervisory priorities to overcome the fragmentation of the EU banking sector and progress towards a single banking market. Speakers will be invited to assess the measures needed to address the root causes of ring-fencing practices within banking groups and the regulatory priorities to ensure that the internal market for financial products and services, in particular retail ones, offers real economies of scale and encourages banks to expand their cross-border activities.

Points of discussion

  1. Why has the Banking Union failed to provide the degree of financial integration that was expected?
  2. Which EU policy priorities could overcome the fragmentation of the EU banking sector?