Speakers
Public Authorities
Andrus Alber
Deputy Governor - National Bank of Estonia (Eesti Pank)
Vasileios Madouros
Deputy Governor, Monetary and Financial Stability - Central Bank of Ireland
Industry Representatives
Burkhard Balz
Member of the Supervisory Board - Swift
Hendrik Bourgeois
Senior Vice President Government Affairs & Policy Europe - Mastercard
Jean Diacono
SVP Country Manager Italy & Head of JVs EMEA - American Express Payments Europe
Kamlesh Harry
International Strategic Advisor - Nasdaq Verafin
Session overview
Objectives
The roundtable will explore whether Europe is on track to build a coherent, innovative and trusted retail payments ecosystem, and how regulation, public initiatives and private-sector strategies can be better aligned to support new use cases, counter fraud in the AI era and strengthen the position of European solutions in an increasingly competitive global market.
Points of discussion
1. How are AI, instant payments, and new payment rails (Wero, EuroPA, digital euro) reshaping retail payments, and what risks do they introduce?
2. How are business models evolving, and how can Europe address fraud and sovereignty challenges in a multi-rail payment ecosystem?