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Retail payment innovation: emerging trends and impact on EU policies

Day 1 Morning

Wednesday 09 April

Room :

ROOM 1

Speakers

Chair
Ulrich Bindseil
Director General, DG Market Infrastructure & Payments - European Central Bank (ECB)
Public Authorities
Ana Puente Pérez
Deputy Director General for Sustainable and Digital Finance - Ministry of Economy, Commerce and Business, Spain
Denis Beau
First Deputy Governor - Banque de France
Doris Dietze
Head of Financial Market Regulation Directorate - Federal Ministry of Finance, Germany
Paweł Sobolewski
Director Payment Systems Department - National Bank of Poland
Sam Hinton
(Industry Speaker) - Head of Public Policy APAC & EMEA
Industry Representative
Sebastien Albert
Senior Vice President, Strategy & Business Excellence Europe - Mastercard Europe
Other stakeholder & experts
Agustin Reyna
Director General - The European Consumers’ Organisation (BEUC)
Ludovic Francesconi
Chief Member and Strategy Officer - EPI Interim Company SE

Objectives

This session aims to identify the key priorities for fostering innovation in retail payments in Europe, explore strategies to address key challenges such as security, fraud prevention and accessibility, and explore the role of pan-EU solutions and emerging technologies in creating seamless, efficient and globally competitive EU payment systems. 

Points of discussion

  • What have been the major structuring innovations in the last few years in the EU retail payment area?
  • How can the various evolutions and innovations witnessed enhance pan-EU payment efficiency and competitiveness for the EU? How have fraud and security evolved through these innovations, and what is needed today to combat fraud and enhance security for users?
  • What should be the main policy focus of the EU Commission to further leverage innovation in the EU?