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Retail payment innovation: emerging trends and challenges

Day 1 Morning

Wednesday 25 March

Location :

ROOM 2

Speakers

Public Authoritiess
Ana Puente Pérez
Deputy Director General for Sustainable and Digital Finance - Ministry of Economy, Commerce and Business, Spain
Burkhard Balz
Member of the Executive Board - Deutsche Bundesbank
Marilin Pikaro
Director, Innovation, Conduct & Consumers - European Banking Authority (EBA)
Peter Ejler Storgaard
Assistant Governor and Head of Financial Stability Department - Danmarks Nationalbank
Rainer Olt
Head of Payment and Settlement Systems Department - National Bank of Estonia (Eesti Pank)
Santa Purgaile
Deputy Governor - Bank of Latvia
Industry Representativess
Antonio Gagliardi
SVP & GM Europe, Merchant Services - American Express
Aoife Houlihan
Vice President for Government Engagement Europe - Visa Europe
Hartwig Gerhartinger
Senior Vice President, Global Regulatory, Compliance and Enterprise Risk - Paysafe

Objectives

Objectives

The roundtable will explore whether Europe is on track to build a coherent, innovative and inclusive retail payments ecosystem, and how public policy, regulation and private innovation can be better aligned to support that objective.

Points of discussion

  1. What are the conditions for making innovation a lever for European integration and strategic autonomy? What would be required to make a pan-European solution realistically achievable?
  2. How to foster competition and market dynamics? 
  3. What are the main security, fraud and consumer protection challenges raised by innovation in retail payments?