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Simplifying EU banking regulation and supervision: priorities and next steps​

Simplifying EU banking regulation and supervision: priorities and next steps​

Day 2 Afternoon

Thursday 18 September

Room :

ROOM 2

Speakers

Chair
John Berrigan
Director General - DG for Financial Stability, Financial Services and Capital Markets Union, European Commission
Public Authorities
Brent McIntosh
Citi - brent.mcintosh@citi.com
Jonás Fernández Álvarez
MEP - Committee on Economic and Monetary Affairs, European Parliament
José Manuel Campa
Chairperson - European Banking Authority (EBA)
Nadine Wiedermann-Ondrej
Deputy Director General for Financial Market Regulation - Federal Ministry of Finance, Austria
Nathalie Aufauvre
Secretary General - Autorité de Contrôle Prudentiel et de Résolution (ACPR)
Industry Representatives
Eric Cloutier
Partner, Group Head of Banking Regulations - Forvis Mazars
Stanislas Roger
Deputy Head of EMEA Division, SMBC Group & Chief Executive Officer - SMBC Bank EU AG

Objectives

This session aims to explore the key priorities and next steps for simplifying banking regulation and supervision in the EU, without compromising financial stability or prudential soundness.It will examine how to better align regulatory requirements with underlying risks, strengthen the application of proportionality, rationalise reporting obligations, and reduce duplication between national and European authorities.Particular attention will be given to the potential development of differentiated rulebooks, the implications of moving towards a “single jurisdiction” for euro area supervision, and the role of new technologies—such as RegTech and AI—in enabling smarter, more targeted oversight.The goal is to foster a forward-looking discussion on how EU financial regulation can remain both effective and efficient, supporting a competitive, stable, and truly integrated banking system. Ultimately, the challenge is to reconcile four key objectives: effectiveness, financial stability, legal clarity, and competitiveness. This session aims to explore how these goals can be balanced in a simplified regulatory and supervisory framework.

Points of discussion

  • How can the EU simplify its banking regulation and supervision framework without undermining financial stabilityIn what ways could a genuine banking union help to simplify banking regulation and supervision in Europe, and how could it avoid duplication and fragmentation?