This session will first discuss the specificities, and the positives and negatives, of the different banking business models in Europe. Then the panel will assess the possible impacts of EU banking regulation and supervision on the different banking models as well as the EU banking landscape, in order to eventually outline the evolutions of EU and national level regulation and supervision, that are required to fit to the specificities of each banking model and avoid involuntary inducing undue uniformity.
Points of discussion
- What are the positives and negatives of the different business banking models in the specific context of Europe? What are the actual impacts of EU banking regulation and supervision on the different banking models at both national and EU levels?
- What are the policy priorities to preserve, when necessary, the diversity of banking models in the EU?