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Preserving banking model diversity in the BU context: benefits and challenges

Day 2 Afternoon

Thursday 09 September

Room :

Plenary Room 1


Harald Waiglein
Director General for Economic Policy, Financial Markets and Customs Duties - Federal Ministry of Finance, Austria
Public Authorities
Ashok Bhatia
Director, Offices in Europe - International Monetary Fund (IMF)
Tony Blanco
COO / Member of the management board - La Banque Postale
José Manuel Campa
Chairperson - European Banking Authority (EBA)
Edouard Fernandez-Bollo
Member of the Supervisory Board, Single Supervisory Mechanism - European Central Bank (ECB)
Industry Representatives
Jacques Beyssade
Secretary General - Groupe BPCE
Gilles Briatta
Group General Secretary - Société Générale
Philippe Heim
Chairman of the Executive Board - La Banque Postale
Karl-Peter Schackmann-Fallis
Executive Member of the Board - Deutscher Sparkassen- und Giroverband (DSGV)

This session will first discuss the specificities, and the positives and negatives, of the different banking business models in Europe. Then the panel will assess the possible impacts of EU banking regulation and supervision on the different banking models as well as the EU banking landscape, in order to eventually outline the evolutions of EU and national level regulation and supervision, that are required to fit to the specificities of each banking model and avoid involuntary inducing undue uniformity. 

Points of discussion 

  1. What are the positives and negatives of the different business banking models in the specific context of Europe? What are the actual impacts of EU banking regulation and supervision on the different banking models at both national and EU levels?  
  2. What are the policy priorities to preserve, when necessary, the diversity of banking models in the EU?