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Key success factors for delivering an effective and viable EU retail payments area

Day 2 Afternoon

Thursday 10 September

Room :



Burkhard Balz
Member of the Executive Board, Deutsche Bundesbank
Public Authorities
Nathalie Aufauvre
Director General Financial Stability and Operations, Banque de France
Maria Velentza
Director of Financial Services, DG Competition, European Commission - DG COMP
Industry Representatives
Massimiliano Alvisini
Chief Executive Officer Europe, Western Union
Anthony Cahill
Managing Director, Europe Regions, VISA
Sonja Scott
Country Manager Germany, American Express

Objectives of the session

The payment area in the EU is evolving fast. The data invasive economy is further accelerated by AI and cloud computing. These evolutions are accompanied with new types of (cyber) risks. One should in addition stress the global and even supra national nature of all these trends.

The session is dedicated to propose a consistent description of such trends and related challenges in order to work out what should be a consistent agenda for both private and public players and payment infrastructures, to both address emerging risks and threats and further enable the progress expected by EU citizens.

Points of discussion

What are the main trends requiring the EU retail payment area to evolve and adapt to address EU citizens transaction needs?

What are the possible adaptation-approaches available to EU public and private stakeholders?