Speakers
Objectives
The objective of this session is to discuss the improvements needed to the proposed Retail Investment Strategy (RIS) and additional policy and market-driven measures that may be needed to effectively empower retail investors in Europe.The first round will focus on the RIS proposal. Panellists will evaluate the key simplifications proposed by the Commission and the adjustments currently discussed in trilogue, examining whether these measures adequately address complexity, ensure proportionality, and improve investor outcomes. The discussion will also consider whether the RIS is sufficiently future-proofed to accommodate digitalisation and evolving retail investment trends.The second round will explore complementary actions beyond the RIS that could make a meaningful difference for retail investors. Panellists will discuss priorities for the EU’s financial literacy strategy, potential improvements to investor information and advice rules, and how financial planning tools and digital advisory solutions can be supported through targeted policy measures and regulatory adaptations.
Points of discussion
- RIS proposal: key areas of improvement and next steps: What are the key improvements needed to the RIS proposal?
- Are these adequately addressed in the Commission’s simplification proposals and on-going trilogue discussions?
- Are further changes needed to future-proof the RIS?Beyond the RIS: additional measures to empower retail investors: What additional EU-level policy actions are needed beyond the RIS to empower retail investors?
- What are the priorities in the area of financial literacy?
- How can investor information and advice requirements be improved to support retail investor decision-making?
- What role can financial planning and progressive investment solutions play?