Speakers
Objectives
Objectives
The session will assess whether the EU Supplementary Pensions Package is sufficiently ambitious, coherent and operational to respond to mounting demographic, fiscal and adequacy pressures, and whether it can act as a genuine catalyst for expanding coverage and scale across Member States. It will examine how the proposed revisions to the IORP II Directive and the PEPP Regulation, together with initiatives on pension tracking systems, dashboards and auto-enrolment, can translate into measurable improvements in participation, value for money, governance and supervisory convergence.
The discussion will clarify the respective roles of the European Union and Member States in shaping the future of supplementary pensions. It will explore what can realistically be achieved at EU level through regulation and coordination, and where national political choices — notably on taxation, labour law, social dialogue and default design — remain decisive.
Finally, the session will consider how better-scaled, well-governed supplementary pensions can contribute both to improved retirement adequacy and to the broader objectives of the Savings and Investment Union. In this context, it will examine how long-term pension savings can support deeper European capital markets and the financing of Europe’s green, digital and strategic transitions, while remaining inclusive and accessible to younger generations, mobile workers and those with limited capacity to save.
Points of discussion
- Is the EU Supplementary Pensions Package sufficiently ambitious and well targeted to expand coverage, scale and value for money across Member States?
- How can occupational and retail pension products — including PEPPs, IBIPs and labelled long-term products — build trust, improve outcomes and strengthen Europe’s long-term investment capacity?