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Digital euro: addressing outstanding design and implementation challenges

Day 3 Morning

Friday 27 March

Location :

ROOM 2

Speakers

Public Authoritiess
Céu Pereira
Team Leader - DG for Financial Stability, Financial Services and Capital Markets Union, European Commission
Evaldas Ruzgys
Member of the Board - Bank of Lithuania
Evelien Witlox
Director General, Market Infrastructure & Payments/Directorate Digital Euro - European Central Bank (ECB)
Oliver Gilvarry
Assistant Secretary General with Responsibility for Banking - Department of Finance, Ireland
Stelios Georgakis
Director General Payments - Central Bank of Cyprus
Industry Representativess
Christian Schäfer
Head of Payments - Deutscher Sparkassen- und Giroverband (DSGV)
Marie-Anne Livi
Director of Strategy and Market Relations - Credit Agricole Payment Services
Tanja Müller-Ziegler
Member of the Management Board - National Association of German Cooperative Banks (BVR)
Teresa Mesquita
Chief Operating Officer and Executive Board Member - SIBS
Expert
Agustin Reyna
Director General - The European Consumers’ Organisation (BEUC)

Objectives

Objectives

The session aims to assess whether the digital euro is on track to meet its stated objectives—keeping public money usable in the digital age, strengthening the European payments ecosystem, and complementing private solutions—while identifying the remaining political, economic, technological and governance conditions for success.

 Points of discussion

  1. What are the key policy choices that still need to be resolved to ensure that the digital euro delivers clear public value while preserving trust, usability and financial stability?
  2. How should the digital euro be governed and positioned within the European payments ecosystem to support innovation, ensure fair competition and respond effectively to emerging market developments such as stablecoins?
  3. How can technological choices support the digital euro’s policy objectives while remaining future-proof and operationally robust?